Financing with Our Dealership

Thomas Cumberland Hyundai takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Thomas Cumberland Hyundai Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Thomas Cumberland Hyundai can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?


Welcome to Our Financing Department

Welcome to Thomas Hyundai's Finance Center, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing.


Choosing whether to buy or lease your vehicle can sometimes be a stressful decision without the right information. Here at Thomas Cumberland Hyundai, we are dedicated to making your car buying experience a breeze by assisting you every step of the way. Our expert finance specialists are committed to providing you with the necessary information needed so you can make an informed decision about what works best for your lifestyle and budget. Plus, thanks to our safe and secure online finance application, you can start the process whenever it suits you. We will work with you from start to finish here at Thomas Cumberland Hyundai to get you behind the wheel of your new vehicle as soon as possible.


Good credit? Bad credit? No credit? We work hard to help customers with different credit history qualify for an auto loan. With our strong network of loan companies, we're committed to finding the best match to suit your vehicle finance needs. Let us see if we can help you make that dream car a reality, today!


We are located at 10325 Mount Savage Road NW, Cumberland, MD 21502. We look forward to serving our customers from Cumberland, MD, and throughout Fort Ashby and Keyser.
  1. Thomas Cumberland Hyundai

    10325 Mount Savage Rd Northwest
    Cumberland, MD 21502

    • Sales: 301-724-6310
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Get in Touch

  • Contact our Sales Department at: 301-724-6310
  • Monday9:00am - 7:00pm
  • Tuesday9:00am - 7:00pm
  • Wednesday9:00am - 5:00pm
  • Thursday9:00am - 7:00pm
  • Friday9:00am - 5:00pm
  • Saturday9:00am - 3:00pm
  • SundayClosed